oh noes, i forgot about a direct debit and on monday morning, when another ones comes out, i'll go over my overdraft by a whole Â£2. bank not open today, so can't pay in any cash to cover it until monday. is anyone with lloyds tsb and have you gone over yr 'draft by a small amount and have they been right bitches about it? i really can't be having with paying an extra Â£30 i don't own right now. fucksocks.