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How much is in your current account RIGHT NOW?
Quite a high one.
what's your raisin for asking?
Someone tried to use my credit card for a deposit on a hotel in Reno the cliched twat
just to make me cry
(pay day tomorrow)
to be a total car crash
Really, really need to set up some sort of ISA thing but seeing as interest is at 0% anyway I can't be arsed.
3% interest if you have over £3k in there. 2% for £2k. Pretty sweet for us lazy high rollers.
still took me 4 months to get round to applying.
i could proabbly move some to a high intertest savings account of some variety, without negative repercussions, but I can't be bothered. they don't call me Gold Reserves [my surname] for nothing.
Got paid the other day, no big outgoings yet, and on payday I chuck everything left over from the previous month's salary info a savings account.
keep my savings in a savings account even though I don't have enough savings for it to be worth the effort.
Paid yesterday *dance*
Pay mortgage tomorrow.
all hail filth
You can transfer all the money out online but can you close them without going to a branch/filling in some forms and putting them in the post? No you cannot.
Payday tomorrow ennit. So in 9 hours it'll be £££wages - £££standingorders.
about £500 away from the limit of my overdraft, but payday tomorrow
Saved up ten grand before quitting my job last year/had multiple jobs since/astounding miser.
In this age of internet banking there is NO EXCUSE!
That is there to show more than one savings account. You have more than one... don't you?
and one with a balance of £1 as you're not allowed to go below £1 without closing it
I would go below £1 and they would just automatically close.
Your money has not been transferred. Your money has not been transferred as this account has a minimum balance of £1. Please make this transfer again ensuring you leave at least £1 in the account.
2 current (one joint)
7 savings but I am trying to trim this down to maybe 3 by the end of next month.
1 current (our joint. think there's a random Nationwide one flating about somewhere with £0 in it too though)
about 4 ISAs, 2 or 3 regular savings accounts
all beautifully linked up.
But, I am possibly the worst at this. This is ironic given the fact that it is highly likely I designed the online investment/savings platforms some of you are using :''''D
apparently they give you £150 just for switching? Free beer tokens, innit.
come over to First Direct, you get £100 and the customer service is very very good
Although I almost spent loads of it in Sportsdirect as they were having a big sale on Batman hi-tops and big mugs.
the majority of which to be nuked by the wedding
The wedding fund is in a separate savings account! If it was in my current account I'd blow it all on absolute cack!
cba to sort it out tho
anyone ever had one 'done'? How much does it cost? Does it help you sort your credit rating fairly quickly (or at least understand where any negative stuff is coming from)?
Aware these are most likely stupid questions which would be answered by 5 minutes on money saving expert, but..y'know.
Instead of monetary amounts. What is the best thing you could do/buy if you blew it all on one thing?
I also propose somebody should fallow through on the above.
before they went bad? guess it depends on the level of preservatives but you'd need to be on like 6 a day for a year.
Which is what I am going to do because I transferred that money into my account in order to do so.
You are following through! Enjoy those well deserved beers.
and think i've been frauded :/
i'm in the states and went on a trip last week (spent wayyyy too much) plus bought some flights for the next month or two. cos it takes a few days for transactions to go through sometimes it can be hard to keep exact track of whats going out, but my balance looked a little short the other day. now its settled down a bit, and as far as i can see someones nicked about 80 quid out of there. im gonna give it a day or two to see if its just some really slow transaction but whats dodgy is it seems the 'available balance' dropped a couple of times when it shouldnt have (that and having less money in there than i expected).
natwest's customer service is normally great but its such a fucking hassle sorting this stuff out overseas.
I'm £2.06 over one overdraft limit (until I transfer some over in a bit) and 64p under the other limit in anticipation of payday tomorrow. The combined totals of these two overdrafts is pretty significant. I've been in debt around the same amount pretty much solidly since I was 20.
I keep saying I'll pay it off but TBH it seems like such a shit way to bin off a few thousand pounds when instead I could use that to buy toys and trinkets and fine, fine silks and spices.
My motivation for plowing the best part of two months wages into mine to clear them was that they were going to convert from interest free student accounts to scary real world mega overdraft interest accounts.
potential winnings of £753,678. boom!
What if you woke up dead tomorrow? They're not exactly going to line your coffin with fifties (unless you stipulated that in your will). Losers.