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The fuck it will!
found a cash machine that gives out fivers. what a world.
You're sitting on a small fortune japes.
the ones at asdas do this, or at least have done in the past.
had one in glasgow that did this the other day, too. can't remember where it was though.
You'd think they'd be rolling in it, right?
businesses in five pound notes, because it's hilarious.
the two natwests near me both give out fivers.
i remarked how unusual it was to EMO and he literally shrugged.
Don't really see the problem with these your paying for the convenience of a cash machine that wouldn't be there otherwise
Should we also pay an extra charge for the convenience of shops that wouldn't be there otherwise?
you pay more in your corner shop than at a massive supermarket
that#s why they're called "convenience stores" in america
Is it generally ones out of town that charge? In my experience it's pretty random.
It's because they aren't proper bank ones, they cost money to maintain and keep topped up, someone hash decided to take that on in return for some profit, that's why they are in newsagents and stuff rather than a wall of a bank. Seems fair to me.
but as a system it exploits poor people
I suppose, but it might be worse if they didn't exist, the cost in time and travel to get to a free one might be the reason poor people use them. It would be good if banks were obligated to take into account income distribution when placing their machines, most are tied to their branches but they could get in on those mobile type ones
someone provides a service and chooses how much they charge for it. if you installed a charging machine next to a free machine you'd lose a load of money on operating and maintaining a machine that no one would use, same as if you opened a "convenience shop" in the absolute middle of nowhere.
which explains their distribution too: they're opened wherever a bank or major supermarket chain doesnt have one
yep. it's normally in pubs or bookies or clubs that go to the hassle of keeping it full of money and paying for the leccy. generally when people know they're going to one of these places they get their money out beforehand. also its convenient for alcoholics and gambling addicts.
Not the case in most other parts of the world.
guy behind me then just said "excuse me, but if you go across the road there's a cashpoint that doesn't charge you a fee" so I did. that was nice of him.
and he's roaring with laughter at you, waving his notes and goading you.
but why was he queueing up for a machine that charges you when he knew there was a free one over the street?
it was 10 years ago so hard to recall all the details but I know for sure he wasn't in front of me, guess he was just passing behind me? I assume he had been to that cashpoint before, discovered there was a free one/someone else told him, so he told me as he was passing to help me out.
should have really just said "some guy"
I'd just spend it on the Beano and sweeties anyway.
I really hate it. would rather spend £5 on a taxi to go to another cash machine than pay the £1.85 charge.
so as not to pay this surcharge.
I win, in the most minor way possible.
You had to know which of the various banks were 'in' with your bank so you didn't get charged. I remember a lot of traipsing around Manchester with mates prior to going to a pub because we all had to find cashpoints we could each use for free.
Manic Street Preachers had a song on their debut album about it.
But I think that was it. Although Midland was already HSBC 20 years ago, wasn't it?
there was seemingly a visa/mastercard split between those two groups.
...and building societies were the third group with Link cards and machines.
note to self: F5 on old tabs
it is the ones in petrol stations or on a high street that charge that annoy me, you aren't expecting it there. I also remember when all banks charged anyway aside from your own bank (or random friendly ones), so it isn't the end of the world. It doesn't really bother me anyway as I go to the bank and get £100 at a time, and get nervous if am down to around £30 and get more, so I very rarely get desperate.
Why do banks that aren't yours let you take cash out for free? Banks don't have a reputation for being generous.
Do they see it as free advertising or what?