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We haven't done this in a while.
28% excluding food (too variable).
Not really true though as it's all joint bank accounts and I can't be arsed working it out.
it's over 50%
Save a third of my wage every month, sometimes up to half atm actually
Piss the rest away on bits and bobs, eating out or going places.
Oh sorry, 33.33%
But it was about 35%. Still ended up with no money at the end of every month though somehow.
I had a GREAT business idea while on holiday and it made me think of you (something about bespoke, cheap travel itineraries).
Had a Google last night and turns out some expensive ones already exist and they're even looking for people to work for them. I wanna do it, better, and cooler, and CHEAPER.
but 38.9% on rent and bills
It's a shitter
and my rent and bills come to £415
This comes to 31% (rounded to a whole number).
Now git out.
anyone else playing?
Net approx £2.2k
Bills approx £300
How much do you save, pension and all that jazz?
the day before payday?
So far this year quite a bit as i've not bought anything major or been anywhere
Went on holiday 3 times in 3 months last year so was at my overdraft limit after that.
pre-bills and council tax and anything else.
Now it's 23.3% (just worked it out).
Still feel that's too much
it's 43% including food though - shared house accounts ftw
I'd be worried if it got over 50% for accommodation and an additional 10% for bills.
i'm still a precariat though. possibly a scavenger too
(Rent + bills)/net pay
because I put just over half my net wage into the joint account for mortgage and bills
Not including *fun* bills like internet or phone, or food as like ol' crusty fingers says, it is far too variable.
refer to the previous thread for my answer, which was probably the same as this one
Fuck knows how I end up totally broken by the 25th every month.
Would be 31.2% if me and the missus split everything equally mind.
Once she's paid all that off it's 50/50 else she's getting binned.
did somebody post their payslip or something?
including food and other joint account type stuff.
should probably save more idk.
about 62% now.
that's including direct debits for things like bus pass, Netflix etc and also I pick up all council tax and energy bills seeing as I earn substantially more than my partner.
covers (mortgage+household bills+car)/2
car was £1400 and is paid for, so that's just maintenance and petrol.
food comes to £250-300pm between two.
everything else is hella hella discretionary.
a huge chunk of which is eaten up by a two year loan which I'm two thirds of the way into, but which gets me into the black by the end of the year (excluding mortgage and student 'tax') for the first time in my adult life.
And I own a 5 bedroom house. Bradford's cheap
If you dont like the rolling hills, thick forests and beautiful moorland then you can get a train to leeds in 12 minutes
mine is currently 26% which is pretty bad since I live at home (including travel in my bills)
Bit more in the winter as we're on a meter and the bills shoot up, but don't think that's bad for London. I walk to work as well so that saves a shitload.
in New York thats good goin
or 30.1% actual as we're currently overpaying on our mortgage by £200pm.
Or there will be consequences.
smugness of having a Bank of England base rate +0.75% tracker mortgage countered by mediocre public sector salary
High, but it includes all bills including stuff like Sky, and a small overpayment on the mortgage. When my boyfriend moves in a couple of months it'll go down to 25-30%
and what's the cost of your rent and bills. I'll do it for you
Yeah knowing someones ballpark net pay is a way of stealing their identity.
Which is why I do as much freelance work as I can to keep on top of being homeless.
How I wish I was.
Tip: don't work as a music journalist when buying a house and being the sole earner in a family of four. Mortgage is off the scale (over £1k per month), travel to London for work when I go in £25 a pop, council tax and all those other things… ugh. Basically, if I worked exclusively off my salary I'd be losing a great many £s every month.
We did the sums a while back and to basically cover everything I need to, every month, I need to make about £800 more after tax than I currently do in my full-time job. Hence all the games stuff I do, biography work, DJing, anything. And also why I'm so TIRED ALL THE TIME. And why I moan and bitch so much on Twitter.
Anyway yeah. I'm fucking depressed now, thanks DiS.
Dried up. But yes, I have a look at that sort of thing when I can. And sometimes get some!
I'll give you a shout if anything comes up.
I have done plenty, outside of the music biz too, in the past. Just difficult to keep a nose in that as well as doing a full-time job and the various freelance gigs. But the pay: tidy. I was getting a day on copywriting what I would make in a week/two from regular freelance commissions. Tis a great gig, if you can get it!
Make sure your day rate is no less than £350 p/d.
(Can make for long-ass days tho, depending on the commission. Essentially re-wrote a bunch of university prospectuses last summer - nearly killed me.)
have you ever thought of...y'know, moving to a cheaper part of the country, or not writing about music for a living?
I spend every hour I can doing anything I can to turn some money around. And I've looked at jobs where I live (not London) and so far got nowhere - either on account of relative experience or the pay being so low as to make the job pointless to begin with.
Dream scenario: working a 9-5 in Brighton that pays 'enough' and leaves me the spare time still to do occasional games/music commissions. I don't even care what that 9-5 is (within reason).
Also, there is a major problem with trying to find work when you're so busy doing it: job searching takes so much time. Time I know I don't have, unless you can apply for jobs in yr sleep.
29% which is better than a previously answered 63% 4 years ago and Im not on much more