i have a private healthcare policy as one of my company benefits. upon calling for the first time with a sore hip it appears they have a moratorium on claims from when a policy starts. now, there is a dispute about when mine started (i've had the benefit for years, but they renewed it this year, which appears to have reset it, oops)
How does that work? you start a policy on the 1st april, and you suffer an injury on the 3rd, and you can't claim despite paying for it? wierd. doesn't seem very fair.
my hip hurts. :(