Your are viewing a read-only archive of the old DiS boards. Please hit the Community button above to engage with the DiS !
bring the bleech for afterwards
im just an idiot.
Never been back in since, but still have £3,600 authorised overdraft limit.
You lot are a rich bunch.
I have no idea. Seems like a bad idea.
so we'll see
Since moving: Hello bankruptcy!
i am sliiiiiiiiiiiightly in it at the moment tho - only a touch
that no one said 'classic chris-budget' in reply to this post (till now)
I celebrated by going back to university and haven't had a month without dipping into it since.
That was nearly ten years ago...
I dread to think how much this will have cost me in fees over the years.
However i just got a wee bonus so will very shortly be overdraft free........till i spend my way back into it! :)
There's a list of people underneath the first post who can afford to lend you a tenner. Except for the Scottish ones, obviously.
and don't use it.
that is thinly veiled
not because I earnt a lot, but because I'd often go into it by a small amount a day or two before payday. it would then get cleared with my pay, and my limit would go up another £200/400/500. kept expecting them to take it down, I've not had a regular income for over two years now. LOL @ my bank.
wasn't that good
but then i finally became a man
or just ' tight '?
(I assure you I'm the latter)
it's not your money.
Was loads richer at university than when I was working so the obvious time to get into debt never happened
Revisit this thread again....well only if I clear mine at some point!
Have only just got out of it due to a work bonus. Pleased I won't be paying all that interest now.
You'll get out of it at some point mits.
Up until that point I'd been living in it for about 8 years.
but I didn't work for first year because I was living in the countryside (ish) and the student accommodation charges took up about 70% of my total loan (cheers, my university) and I've been in it ever since.
Desperately trying to get out of it now. I was hoping to be by the end of this summer but it hasn't worked out :(
trying to get out of it. Graduated about a year ago, this move to Manchester has put me well back into it but I'm getting OK hours at the moment and good tips. Next couple of months will help. I've been in my overdraft for years though.
Dipped into it twice. Got an inheritance at uni that stopped me needing it or loans, luckily.
I didn't drink until well after uni when I had a wage that meant I could afford to. My mum brought me up with a fear of being in any kind of debt so I would always avoid doing something expensive over going into debt if I could.
sorted myself out
other month went abroad without savin, back in it now
I've never been out of it, even after I inherited a few thousand pounds.
I do need to pay off my credit card though...
Have done since I got married 3 years ago. The charges are minimal though so whatevs.
Because, if so: ouch.
Terrible way to manage your money if it's not interest free.