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go go go!
also change your life so you don't have to drive and don't have a contract mobile phone.
withdraw £310 (for a 31-day month, etc) in £10 notes from your account at the start of the month and try and survive on one per day.
treat yourself in february!
might try it for next month!
so you know what you're spending/you're daily spend allowance is is really helpful, though a bit depressing too.
particularly at Waitrose. I do tend to go in just before closing tho
like a boel of plain pasta with butter or beans on toast. once you've eaten, you've eaten and temptation is gone.
food is definitely the best place to start cutting down on when you're budgeting. cook in bulk as well then section the food into containers to freeze, you can have a decent dinner every night for less than a quid that way. if you can, walk more/cycle to save on transport, its really warm now so that'll help. also, just don't go out.
i hate budgeting and obsessing about money, even though i've got very little of it atm D: but if you make the effort to spend less than you usually would you'll be alright. theres a starbucks near my house and when its warm like this i <3 to get a frappuccino often, but because its £3.20 for the smallest size i've learned how to make them myself with an argos value hand blender and simple ingredients. shit like that saves so much money
get a chicken from tesco = £4.
Pasta = less that £1
Pesto = less that £1
Chorizo ring = £2
Peppers = approx £1
That will give you easily five portions, and is delicious, so a decent dinner for less that a quid.
Spend the extra £1 on Sacla, make your meal twice as nice. Only adds 20p per portion.
I bought a box of Tesco value cornflakes the other day for 31p. I think I've crossed a line.
£2.08 is the norm, Bryan.
stop ordering take-aways when you can't even be bothered walking across the road to the overprice co-op across the road.
Stop playing poker/drinking etc. ESPECIALLY stop playing poker while drinking.
These are the golden rules
then come Feb-March time, call up the tax office and advise them you've been on the wrong code for the year.
Enforced saving, pal.
Why would any young person need one? To cart their many children around? Cars are basically a luxury item when you're in your 20s.