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liek - salary?
Be pretty grim, mind.
lets say - so it's not grim
its FINE - just about
what about then?
just eat the bare minimum of cheap stuff, and do free stuff. read loads of library books. this is pretty much what i am doing right now. idk if i could live that way for longer than like... 2 months, though.
But that's primarily because I've chosen to pay the "one bedroom flat" tax because I hate people.
If I had to cut back further there's still stuff I could do without and manage, it just wouldn't be very much fun.
existing mortgage? or theoretical downsized rent?
no other responsibilities
i'm still with my gf and we need a servicable double room and kitchen, and i'll be going to work each day full time etc and I still have my current posessions.
So... £300pm rent means I'll not be in a liveable non-infested hovel (= £3600 pa). Council Tax band A would be £1,071.05 pa. Let's say £35 pm for energy (= £420 pa). Contents insurance = ~ £30 pm (£360 pa). Food? ghostpony's £15 pw seems doable. Let's make it £20 so I don't go insane. (= £1040 pa). Anything else? Can probably get away without a TV licence (we don't watch live TV officer). Mobile SIM only contract @ £10pm is probably the most cost effective (= £120 pa). Living without internet would be shit and inconvenient and incur other costs and I'd feel cut off - £25 pm after a monthly line rental should cover that (= £300 pa).
That comes to just shy of £7000. Dunno how tax bands work, but lets say we're being taxed at ~25%, all told. So the salary would be £9300 (= £775pm = £4.80 ph on a 37.25 hour week).
So my answer is '£9300 pa, in theory, but fucking hell it'd be meagre'.
Oh. That's doing it as if living as a single person. Fair enough. That's a £250 council tax discount to spend on booze.
And I've forgotten transport, so I'll have to rent within walking diostance of work.
But on that income there'd presumably be some income support (or do you get sweet FA if there are no dependents?)
And £4.80 is below minimum wage anyway (for over 18s).
*Know how tax bands work, but cba getting into the nitty gritty.
I would have said we couldn't live on any less than we were earning combined then (about £42k).
Now we manage on a little over half of that, although we've both made cutbacks.
So, to answer your question, about £23k for two people and a 20-month-old baby is liveable for me.
In London? I could probably find somewhere to live for about £300 a month, but then again, there’s no point in living in London if you’re not enjoying the city, so you’d want transport and gig tickets and somewhere from where it’s easy to travel. That’d add up to somewhere in the region of about £20,000 a year, I guess.
If I wanted to survive, and nothing else, I’d probably move somewhere like Newcastle, where it’s really cheap, and spend £200 a month on rent, £20 a week on food, never go out, and walk everywhere. I think you could do it for about £5,000 a year.
After rent, bills and travel i'm left with about £15.
£300 per month - rent
£50 per month - council tax (rough)
£100 per month - utility bills (rough)
£20 per week - food (ASDA)
£40 per month - bus travel (most places are walking/cycling distance)
£40 per month alcohol - (because life would be shit)
I'd join a library for reading material...I'd visit mates to sponge the internet.
and i was single, then virtually zero
....it would be easier to do the 'zero' if one had a group of motivated people to work/live with
now thats got me thinking of a list
Probably about £12k, if I really had to and tightened my belt. I save about £700 p/m on £25k a year right now and I don't live that cheaply. I've been mega-skint in the recent past, had the classic student experience of trying to make £2.37 last a whole week and whatnot.
But it's the cultural and travel extravagances I'd miss quite a bit. And visiting friends in other cities and stuff. I always felt quite trapped when I was skint.