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Is it worth getting?
Has anyone needed it before?
Scare me in to buying some pls.
It's like £40 for a year and then if you get robbed or some shit then you might at least have a glimmer of claiming-back hope
Scared me shitless about what can happen without insurance.
There was some absolutely crazy stories that the insurance helped sort out, can't remember them though.
This is what daytime TV does to you.
if you get injured it could cost tens of thousands of pounds
My uncle fell off a bike and broke his spine. His medical bill in Austria was something like £40k... All covered by a 12 quid policy.
Absolutely get travel insurance.
their family had to raise £90k just for the helicopter (raised pretty quickly via facebook) to get him home, i'd always assumed our government would cover things like that but I guess it happens alot
After an op they were able to fly him back on a regular commercial flight (planes have seats they can fold flat for a stretcher to go across). But yeah, medical flights and helicopters are unbelievably expensive.
European Health Insurance card
I'm not a COMPLETE idiot.
just so many people haven't even heard of it
For example, we are with the Nationwide and get FREE TRAVEL INSURANCE.
But if you don't, then it really depends where you're going and what you're doing and what you might lose. Think of it as a bet - if it's a weekend in Amsterdam (where you are covered on your EHIC) with a bag of pants and 100Euro then probably no need, but a round-the-world open jaw job with a forklift of traveller's cheques...
depending on the country you could still have to fork out a considerably co-pay. Also you won't be covered if you have to be flown home, and it doesn't cover things like bags going missing etc etc.
For the sake of a couple of quid, it's worth covering yourself.
meh, it's your funeral.
i'm sure i've said this before, but when we all went to bulgaria my friends laughed at me for getting it. my bag got broken into my baggage handlers, and i managed to claim all my stuff back and get a new bag. even for "little" (compared to the above) things, it's worth it. it's like, £8 or something.
I bought some for my trip to California and got a bit ill while there.
So I paid about $90 to see a doctor and get some antibiotics, thinking I'd just claim it back.
When it came to claiming, I hadn't read the small print saying "You must run up charges of at least £150 before we can cover your costs."
let you choose your excess. Obviously the lower your excess the more expensive the insurance.
you'll probably never need it but, ya know.
...got food poisoning in The US to the extent that I was delirious and passed, cutting my head open in the process. Ambulance called + stitched up in the hospital + saline drip + some anti-nausea stuff (ie a barely story-worthy trip to an NHS hospital at home) cost the princely sum of...EIGHT THOUSAND DOLLARS. I was fairly glad that I didn't have to pay that myself.