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I have expendable income.
TELL ME WHAT TO BUY.
I'm seriously freaking out.
I WANT MY LOAN
That's the only reason I can think of.
I've got some to spend on nothing.
Not a big amount, but some.
aim is to not spend any of the loan part at all, though i guess i'll be lolling at that in a year/four year's time.
without even touching my loan i'll be 12,000 in debt. pffft.
then you can spend it on a holiday next summer
I remember being all woo free money, but now the £90 that comes out of my pay each month makes me regret it, just put it into isa or something.
Thats not to say don't buy things you want, just if you cant think of anything dont go out of your way to find something </sensible>
I should write that down.
if you have some spare. then when you run out (and you will, trust me) you can go get your emergency money from them. but you'll be conscious of spending too quickly and having to ask them for the spare money.
on having a sweet time (and staying alive). You will have this debt with you for life, most likely, whether you are sensible with it or not, so it would be a shame for it not to be accompanied by good memories.