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Today I convinced my bank to give me a £1600 overdraft. Go me.
i'm not some scummy student, i work for a living
Two and a half years of not being a scummy student and I still usually end each pay month about £300-400 into my grad overdraft. But then I live in London and am a complete wanker with my money/generally.
and it's the first time i've sunk back under. i put in a pay claim late so i didn't get all i should have.
I actually managed to get out of mine completely, if only by a few quid, for a few months running. Laying out for a deposit on a new flat ruined me. Still, it was cut by £600 a year after graduating and then £500 last summer and I managed to surive both cuts. Thats what I console myself with.
I'm devastatingly skint. I could do with the money. Do I have to reach certain criteria?