got a massive bank loan and fly off to some exotic island and with the intent to top yourself.
Then you're in the Island, you meet a beautiful Amazonian Queen on the beach and you think "you know, life isn't so bad'.
Then you realise that you can't possibly afford to pay back that loan you got, and it's a bit embarrassing asking for all your stuff back form your mate. And you've been sacked for not turning up to work.
Would you still top yourself to avoid the aggro back home?