Get home from work, pay day tomorrow, hooray! Happy Verbal.

Check the side, letters from home. Few bank statements, then one from the bank which looks a little out of place.

Open it...well, it's a reminder that I have to reapply for my overdraft. By the 26th February. Today.

Scrambling, I ring up the bank. What will happen? My overdraft will be halved, barely covered by my wage tomorrow. My appeal to have it reinstated will be seen at earliest by Monday. It's Six Nations Weekend.

Angry.