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Can you have more than one?
but I don't think there is a way they can check, I know loads of people that got two
a friend does.
as they were back then - Barclays, Lloyds, Midland and NatWest - when I did my BEng.
One asked wanted to know if I had a student account elsewhere. So I opened one there first.
A couple wanted grant/loan forms so they could stamp them - I think this was a crude and misguided attempt to stop you opening one elsewhere.
One didn't ask at all.
Immediate results: Free 4 year Railcard. Free 2 year Natianal Express coach card. £50. And some other more minor free stuff.
Aftermath: I circulated money around so they were all receiving regular payments, and thusly was able to survive student life on the combo of overdrafts. This was from 97-01.
Worked for a year and paid off my debts.
Then I went back to Uni to do a BA from 02-05 I stuck with smile.co.uk and worked 3 days a week, seeing as regular attendance for a BA was much less necessary than the BEng.
So, in answer to your question, I'd say yes, as long as you circulate some money around.
would be ok with you opening up a student account with them, if you already had one with NatWest and would you still be able to get an interest free overdraft.
"You need to pay your loan/grant/parental contribution to the value of x into the account with the regularity of x per x" in order for them to maintain the full set of student account perks.
What this means in reality is you could have a loan paid into one account and then transfer a credible amount of that dosh to the other account to keep 'em sweet (in my experience, banks get itchy about student accounts when there's no regular payment coming in, asking you in for an interview checkup etc.).
IANAL, but AFAIK banks are not able or permitted to check details and balances etc on current accounts you have elsewhere (same for SLC student loans) in the way that they share info with each other via the usual credit reference agencies for normal loans and credit cards. For various reasons, this is something which they've been attempting to change.