So today I went to a hole in the wall to take out some money, but before I could put my card in or anything, a £10 note popped out.

I was presented with a moral dilemma: should I leave the tenner where I found it, hand it in to the bank, or pocket it and make for it?

I opted for the latter. However, when I told a friend of mine the story, he assured me that I was liable to be prosecuted, because banks have CCTV cameras and such. Grudgingly, I returned to the bank, and handed it to the manager.

It has since been established that the bank was not my own, and since I didn't actually get 'round to using the cash point, they couldn't have traced me. Did I do the right thing, or have I just lost ten pounds?

P.S. The manager woman took down my name and phone number, and if nobody claims the tenner in the next month or so, they'll give it to me. Which is something to look forward to, assuming nobody comes back for it.