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I have no money and want to prevent myslef getting into any significant amount of debt.
Basically I need tips. Help!
take your own popcorn to the cinema, or dont got to the cinema.
I love my DVDs/CDs. (I know, how prehistoric.. I should really get with the times and at least move onto records.)
I work in the cinema, so popcorn prices aren't a problem.
I already fare dodge at any opportunity.
But the packed lunch is a good idea. I spend too much on food during breaks at work/days out/whatever.
Get friends to visit you rather than going out to see them.
read a lot of books.
especially if you're going drinking.
he means debit and credit cards
That's a brilliant idea for saving money, but I'd feel all vulnerable without them..
And even entertained the possibility he meant I'd be less likely to gamble without my cards.
I got £15 till the end of the month.
I'm going to have to increase my overdraft to make this possible. I'll also be quitting my job, so no more pay to make it up.
I'm possibly going to have a massive clear out and sell all my stuff to get by. Anyone want a guitar?
Metalic red if that matters.
I've barely used it since I got it a couple of years ago. It's literally been played about three times. I feel sorry for it.
It needs a new home and I need the cash.
(my dragons den impression).
i don't really need a new one actually.
good luck but!
Till the end of the month?! Today is the 1st of the month! You are fucked!
Do what I do, go to the bank, take out £300 in tenners, and just spend one note a day. Let the change spill over to the next day, so Friday nights can be fun. Make a list of al you definite expenses, and pay them with your card, but all other purchases come from that one tenner a day. If you want to buy a CD, it means you gotta bring your lunch, not have a pint after work.
Its worked a treat for me, I even ahve a bit fo money saved, and I'm also eating into my credit card debt. Hurrah, for my prudence.
I've made about £400 selling anything on ebay, over 100 sales, but its all added up.
I may try this. I don't know if I have the willpower for it though.
A pretty extreme way to have to manage your finances, but fuck it, if it works, and if your bank card is a siren calling you onto the rocks of ruin, then why not do it? £10 is a pretty generous daily allowance...
they're not really worth it.
limit yourself to say, one or two nights out a month? and limit yourself to £40.
NEVER LEND ANYONE MONEY EVER
also, when out and about, buy croissants from supermarkets for lunch. It costs less than a pound and is also pretty filling. yay.
but don't get high on your own supply