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i have £16.78 to my name until mid jan.
anyone do better than that?
in that case i have £-1283.22
wish i had a job trhat earnt money again....
We have a wiener
Lookily I get paid the day before Zonino. Zonino!
many of your own drinks at Zonino, anyway.
we need to make a BUSY party!
for dinner tonight I'll probably have fishfingers with jam
including a mortgage, does that count?
I have more than £16.78 in my bag tho.
being referred to a debt recovery service!
Does that mean I get black listed?
not including student loan...which I am cleverly putting out of my mind, I am £4 from the end of my overdraft.
Not really sure when I'll have more dough
i'm minus £550 and don't get paid until the 25th.
thats ignoring the £13000 and increasing student debt :(
i am owed over a grand though, i really should get that soon, then i could get an atpvsfans ticket.
...but, I was comfortably fucked until i had the remaining £1100 (including my overdraft) stolen from my account. Meaning I have nothing, and a loan to pay off and rent to pay and no food but three Fizzy Richards and a sutsuma.
of PissyHand and the Keys
you KNEW they were Keys. (albeit probably accidentally by association with yesterdays PissyHand fun)
...a very very localised colloqualism for Fizzy Jelly Keys, or Fizzy Keys as we call them, or Fizzy Richards as my household calls them, in honour of Richard 'Hairy Hands' Keyes.
I should've just said 'three fizzy sweets'
but lose my job tomorrow.
not including student loan, I have £150 in loan repayments per month, and my £1700 overdraft is going to reduce by £100 per month. I've spent the last year spunking money on gigs and CDs and food, now I am frugal and stuff. Yeah! :(
have a mortgage in the hundreds of thousands, if you count those?
£2.60 to do me until tomorrow. I have food in my house and cigarettes to keep me going until tomorrow.
Unfortunately I am also £35 over my overdaft.
otherwise we'd be classified as poor for years...
In that case, I'm fine :)
for those who are most owned by the bank?! I am owned by the bank a lot.
EITHER you can see it as "im in lots of debt but i own a house, which i can sell and get the money back"
OR you can see it as "im paying rent on a property that im going to own in 10 years"
if you get me.
that's a whole lotta monthly payments goin' on...
it's not so scary if you can make the repayments okay.
I've still got about 12k (aside from the house) of bank owningmeship. Am paying it back tho in BIG chunks, gonna conquer that debt mountain in a year!
One or two pounds on my card.
Pile of red bills.
Paltry income dribbling in over the coming weeks.
Do I win?
i think i have about £150 until the 20th.
which isnt too bad really i suppose. 3 nights out.
i need to pace myself with them though.
or spending up to £50 on a night out?
£5 on fags
£5 on a gig
£15 on getting drunk in pub and at gig
£5 on getting into club
£20 that disappears once im drunk and in a club. im not sure about that really... probably includes a kebab on the way home..
did you persuade them to give you an overdraft that big?
what are you going to do.
I feel quite rich in this thread.
Just tell them it's for all your over time.
to last two weeks, before the next survival cycle begins. (payday)
£7500 debt, down from about £9k this time last year. I never even went to Uni, and in fact have no idea how I got in that much debt. The day I hit £0 I'm going to get TRASHED.
which makes it down from £158k last year - heartwarming. I WILL BEAT YOU DEBT. I WILL.
have an interest only mortgage, and a rubbish endowment policy. Then you're pretty buggered.
house at the end of last year.
Mmmmmmm sweet unattachment.
You're either including a mortgage or...well I'm just concerned.
I only ever got about a grand in debt and was so scared that I got myself out of it as quickly as I could. Destroy your credit cards people.
So I'm only in slight debt instead a lot of it.
but forgot the pin
look at all the lovely things on amazon
i don't count my student loan as they seem to have forgotten about me, and i have a fat credit card, but that's manageable.
it made me think of my debts. I hate thinking about debts.
if it helps take you mind off your debts
we need someone to explain that the worst kind of poverty is not based on money
I have debts, we all do. but judging by the amount everyone on here seems to go out/buy records/get drunk/get lunch at Subway i don't think anyone is 'crippled' with it
Subway is soooo expensive. i try to go t sainsbury's as much as possible. lunch for £3.
if i was less lazy, then i'd make sandwiches and bring them in.
(if it's from sainsburys anyway).
I can get a 'good' lunch there for approximately £1.18.
and homous snack pack £1.
1.99 on a baked patoato though.
plus crisps 30p and chocolate 45p.
yeah, yopure right. it is usually less than £2. I bought irn bru today, an unnecessary luxury when there is free water at work.
the cheese and spring onion snadwiches are always good value.
i find the bakery to be good value. Cornish Pasties for £1, add a banana to that and there's your lunch!
are a good idea, they're well cheap.
they havent had any in so far in the new year though. im sure they must have had a delivery by now.
i may well go down the cornish pasty route tomorrow... save myself a few pounds. buy myseld something nice.
appear to be bright green at the moment, this disappoints me greatly
£100 TO GO!
made out of lego?
i always wanted a lego pirate ship
will a quid do? I'm skint.
I only feel 'poor' at the moment because I can't afford to buy a giant pile of CDs.
until the 23rd
i really dont like going into my overdraft- took me so long to get out of it too.
especially since, for my flatmates, this year he was me!
being in credit smells like.
Does it even smell??
we all remember that 80's film, right?
one day a month
I should maybe work on my advertising campaign.
after all that hard work clearing it.
Though I have sympathy of those with a student loan to repay, this thread should take into account how much you are going to be better off when your parents' house(es) are available for you to sell. My mother's house is a tiny terrace divided by four of us. At current prices, about 25K each.
A lot of people I know who are poorer than me also have parents with property and (often) well-paid jobs.
Unlike me, obv. That was the point.
I always hoped one of the older relatives would turn out to have tonnes of cash hiding somewhere when they popped their clogs, but I think they've all passed on as penniless as the rest of us now! :D
I get zip
as my Mum would never afford it. Fair enough
Just make sure you're ready for him to die suddenly and accidentally soon after your mother?
it'd be like a much less funny version of Men Behaving Badly
her house last year to move in with her new fancy man. The slut.
We're getting shit all.
That's if they don't die in debt.