I went into the bank yesterday to upgrade my account to a proper adult one, as I still hadn't got round to doing this since I turned eighteen. The guy somehow tricked me into taking out a credit card. I'm going to try and not actually use, as it might be handy to keep just incase of emergancy. I'm not so sure how good an idea this is though, I am rubbish with money and can see myself getting into debt.

Do you have a credit card? Can you handle your money well? Or have you gotten yourself into lots of debt?