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the fact they blithely take it as read that a fulltime employee won't earn enough to live on is fucking horriffic
God bless ya ya crazy yank bastards
have you seen that documentary about Wal-Mart? has several example of the company advising its minimum wage workers on how to claim various benefits. terrible terrible stuff.
That sounds very un-American to me!
much as it's easy to grumble about the UK, our minimum wage is half again as high as in the US and the living wage is actually an actual political issue that may come to something. God knows what US minimum wage is even based on, but fact a major employer isn't even pretending you could live off it is really, really awful.
Didnt live the high life though, granted.
but there are massive fluctuations across the US of course.
to muscle into urban markets with a new minimum wage law specifically aimed at companies of their size :D
the minimum wage is equivalent to almost $10 an hour, plus there is a lot of pressure on big companies to pay living wage (not sure if McDonalds will ever hop on, but people like M&S do), and despite blah blah Tories, the state will look after you in a way it just won't in America.
probably easy to support one person on it, not so easy to support a family or if you have any kind of dependent.
they reckon the lowest realistic health insurance is $215 a month, and that only covers A&E emergencies! I am bloody glad we live in the UK sometimes, as much as we moan. It could be a lot worse.
He went once. Nev er mentions it though
but we also have some of the highest housing costs in the world, as well as most expensive (private and public) transportation.
There's a much better safety net, for sure. But still, anyone with a family is going to struggle on minimum wage in much of the UK.
With a massive sense of entitlement to what the world owes you?
The insurance for the 3 of them is $3000 a month, and that's for bare basics.
They earn lots as they both have good jobs in NYC but I have no idea how people survive there otherwise.
I suppose you have to fit these comments in between your trips to pret and starbucks so you dont have much time to come up with a good argument
So thats not South?
, but i could never live there, what with Canada just over there.
my assistant goes for me.
Not that that makes it any better!
She's a very highly sought after designer on almost that a day, so gets by fine, but how many people can say that?
You can't just compare $ and £ amounts. All kinds of things will be differently costed and priced. To claim we have it better is glib. We don't know, all we can say is it's shit here too.
but it can compete with a number of the grimmest northern strongholds for post-industrial decline and malaise.
Fuck me, that's quite a wage!
I know food and rental costs in NY are mad, but the average designer is on about 4 times what they'd earn in the UK. And I don't mean multiply your wage in £s for $s 4 times, I mean comparably.
Maybe I should have taken that Creative Director role out there after all...
Medicare Part A:
For most people Medicare Part A is free. That's because they -- or their spouses -- were paying Medicare taxes while they worked.
You might have to pay for Medicare Part A if you were self-employed or didn't work during much when you were younger. If you or your spouse paid Medicare taxes for less than 10 years total, you will have to pay a monthly fee for Part A coverage. In 2012, the highest premium of this kind will be $451 per month, or $1 more than in 2011.
Medicare Part B:
Part B isn't free. You have to pay a monthly Medicare premium, which is usually taken right out of your Social Security check. For 2012, this fee is $99.90 per month for most people.
If you have higher than average personal income (over $85,000) or household income (over $170,000), you must pay a higher monthly Medicare premium. The exact monthly fee will vary depending on your income, ranging from $139.90 to a maximum of $319.70. In addition, there is a higher income adjustment fee that will be tacked on to the monthly costs, and that ranges from $11.60 to $66.40.
Then, you have to pay a yearly Part B deductible, which in 2012 is $140. After you pay $140 yourself, your benefits kick in.
Part B is optional. If you don't want it -- because you have other coverage through an employer, for instance -- you don't have to pay for it. But you have to ask to opt out. Otherwise, the Medicare premium is subtracted from your Social Security check automatically.
There's a penalty for signing up late. If you don't sign up for Part B when you first become eligible, your monthly Medicare premium may be higher than $99.90.
Medicare Advantage (Part C):
Medicare Advantage are health plans sold by insurance companies but overseen by Medicare. They are alternatives to Original Medicare, and usually offer more services than Original Medicare at a higher price.
To qualify for Medicare Advantage, you need to have Medicare Parts A and B. So that means that you'll at least need to pay the Part B monthly premium.
On top of that fee, you may need to pay a monthly premium for the Medicare Advantage plan itself. The prices vary a great deal depending on the plan you've chosen. Some may have further charges, like deductibles and premiums for additional coverage for things like prescription drugs.
Some places I think only give you 5 days a year...?
Are we arguing that it would be better for McDonalds to provide *no* budgeting advice to their employees? That would seem even more irresponsible to me.
No advice please.
yes, it would probably be better to provide no advice than to provide flagrantly incorrect advice.
And that her wage was $900.
The wage was the figure that stuck in my head to be honest, I couldn't believe it. Maybe it was top whack insurance though.
I DUNNO?!?! LEAVE ME ALONE DiS! I'M GONNA DO SOME WORK NOW YOU'VE ALL HOUNDED ME OUT!!!
(See you in 20)
Takes all the fun out of trolling.
One of the biggest employers in the US is essentially operating in the knowledge that despite all of their massive profits, all of the on-going damage they do health-wise and beyond, that they knowingly pay their employees less than they need to live.
That is deeply, deeply depressing.
I’m sure it is confirmation bias or similar, but it is almost like the veil has slipped … are big corporations even pretending any more?! - YEP, WE ARE EVIL FUCKERS, WHAT YOU GONNA DO? EAT THIS BURGER.
it's a simple quality of life issue.
There are certain things that are 'better' in the States - eg, tax is low, it's much cheaper to run a car, food is cheaper, fresh produce is generally better, but in most of the UK you can live off a full time minimum wage job, you won't be fucked for life if you get ill and don't have insurance, etc etc.
There is a lot of stuff wrong over here, and arguably the States is much better to live in if you're on the middle of the social ladder (better universities, hospitals, schools etc if you can afford them), but our society is just set up to insure a minimum quality of life that American society simply isn't.
it's probably the US govt's responsibility to up the minimum wage first and foremost (though I'm sure companies like Maccy Ds are the ones lobbying to stop them doing so)
I've had enough 'north of watford' info for one day
But I reject the idea that it is the only way, a company is not immune from making better decisions, not all no-skill labour exploits their workers in the same way.
Ideally (though I except unlikely) reform would come bottom up and top down.
...but the federal minimum wage for tipped employees is $2.13 p/h. Yay.
but that's just not going to happen in the States at the moment – minimum wage is a conversation that happens between corporations and the govt, it's not like the govt just decides what they think would be nice for people, a furious amount of lobbying goes on from people like McDonalds, Walmart etc to keep the minimum wage that low.
works out at £4.81