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wonga.com
Anyone used this site?
I may have been tempted in my poor credit card less student days pre-summer job pay rather than going into bank overdraft charges (£25 for going over at that time) during my end of exams binge
Although I imagine you would be royally fucked if you missed your payment date....
The typical 2689% APR caused uproar with some dim members of my house until I explained the pertinence of the word "annual" and how it didn't mean you got charged £2689 for borrowing £1 and paying it back over a month :)